Credit card processing for adult video sites
At Tower Payments, we believe all legal adult video websites deserve access to a credit card processing solution that does not charge too much, is honest about the terms and does not restrict the site owner’s ability to grow their business.
Unfortunately, this basic business need often becomes a serious obstacle for many adult video website owners. Sites that provide adult videos, video streaming, or live cams are among the merchant types that have the hardest time finding cost-effective ways to process payments and get the credit card processing they need to operate.
At Tower Payments, we have vast experience and expertise in the high-risk merchant account field. We can help you find the right high-risk merchant account for your adult business.
If you would like to speak to someone who will take the time to understand what is most important to you such as a fast approval, lower processing costs, or a more stable processor relationship, contact us today.
Why is decent processing for adult sites so hard?
One of the main reasons decent processing options are hard to come by is that the industry is considered “high-risk” by various banks and major credit card networks. However, high-risk does not mean illegal. Nor does it mean that it’s impossible to find the right adult video merchant accounts that will allow you to process credit card payments on your sites. What it does mean is that there are fewer options out there, as most merchant account providers do not offer solutions to non-standard industry types. You will need high-risk adult video credit card processing to accept payments on your adult video websites. Period. If you try to run adult transactions through a low-risk account you will ultimately get shut down and likely blackballed from processing again.
Why your adult video site needs a traditional high-risk merchant account
As with any business, the ability to accept payments is one of the most critical things you need to be able to do. In order to make this happen, you will need to have a way to facilitate transactions online. Out of the box “payment aggregators” and low-risk accounts simply will not work.
Properly set up high-risk, adult video merchant accounts are integral to accepting payments on all adult sites, as they stably facilitate payments into the website owner’s regular checking account. For all intents and purposes, high-risk merchant accounts function in a similar way to a traditional credit card processing. The difference is that both high-risk merchant accounts, and in this case niche high-risk adult video merchant accounts, specialize in facilitating industries and businesses with high regulatory or financially scrutinized businesses. This is why most online payment options out there naturally cater to standard merchant categories.
Adult video sites are, on the other hand, considered a high-risk merchant category. This makes it more challenging to find the best merchant account for your industry type and business model unless you know the business. This is where we can help you with the right adult video credit card processing for your business.
Help your adult site succeed and accept payments for the long haul
There are many aspects to consider when starting and managing an online adult video business. If you have not yet kicked off your site, you might even be uncertain where you can find reliable information on online infrastructure. We wish for you to succeed, and therefore we’ve included some basic tips and insights below in addition to our core expertise in high-risk merchant accounts and credit card processing. One critical aspect we wish to make you aware of is the legal requirement for adult video websites to link to Title 18, USC 2257. Therefore, before you launch your site we advise you to seek appropriate legal counsel to ensure that you comply with regulatory requirements.
Beyond payments – some tips for new adult sites
About site builders and hosting for adult content sites
If you are just launching your site you will soon realize there are a multitude of hosting options available out there, and the challenge is finding the one best suited to your needs. While there are many aspects to take into consideration, there are a few, in particular, you should take into account: storage space and bandwidth, email and e-commerce integration, drag-and-drop website builders, domain name, and ready-made themes.
Some hosting providers offer free domain names, however, that should not drive your decision making. Getting a domain name from a domain registrar like GoDaddy or HostGator is just as good. Considering how heavy adult video sites are in visual content, the top priorities when choosing a hosting provider for your adult website should be storage space, bandwidth, and e-commerce integration. The latter is possible through excellent e-commerce plugins accessible on many CMS platforms, with WooCommerce being the choice for many adult video sites.
CMS and website themes for adult video sites
What many forget to think about when they plan the infrastructure of their online adult business, is what CMS is optimal for adult video websites. CMS, short for content management system, is what effectively determines how easy it is to maintain and manage the site. Not to mention that different CMS’s demand different levels of technical skill. While many adult video sites choose to take the route of manually coding their themes with PHP, there are alternatives out there. For example, open source solutions like WordPress are a possible solution. Others choose to have their sites custom built by web designers and developers. Foundation is another favorite. Choosing a CMS that is easy to use, and also offers a great variety of themes and functionalities, will improve the user experience of your site, which is absolutely critical for the adult video industry.
Seamless credit card processing for adult video sites
While many roads lead to accepting payments, finding the most direct route can be difficult without a map. This is what we specialize in. We work closely with a great variety of merchant account providers to ensure that we can supply you with the best route to seamlessly accept payments for your online adult content. While we specialize in helping high-risk merchants with accepting credit card payments, we will also take the time to get to know you and your business so that we can pair you with the best adult video merchant account provider for you.
What to expect when acquiring a merchant account for your adult video business
Adult video sites cover a huge host of different niches in themselves, and there are some caveats as to what is acceptable and what we can help with. Naturally, we will not assist businesses who operate outside of applicable federal, state, or local laws. This means that we cannot offer our services to adult video sites that host illegal content.
We are always happy to have a chat with you if you just have questions about adult video merchant accounts and how to accept payments on adult sites. However, you will definitely benefit from having certain documents ready in order for us to get you started.
In order to help as best we can, we may request the following, but please, do not feel like you need to have it all together before contacting us.
- Last 3 months of most recent bank statements
- Articles of Incorporation
- Voided Company Check
- W-9 or SS-4 Valid ID of the business owners
- Last 3 months of most recent processing history, if it exists
- Marketing material, scripts, copies of contracts
- Business license
Get expert insights into accepting payments on your adult video site
In order to make your adult video website the next big thing, we can help you with one of the most basic and important parts – recurring billing credit card processing. With our decades of experience, we will be able to partner you with the best merchant account provider for your industry and specific business model.
Simply visit our contact page, or fill out the form below, and we can get started on assisting you with your high-risk adult video merchant account needs.